Medical
Evident Scientific offers three medical plans administered by Health Plans, Inc. (HPI) for the 2026 plan year. HPI offers excellent customer care and utilizes the Harvard Pilgrim Health Care (HPHC) network (inside New England) and the UnitedHealthcare (UHC) Choice Network (outside of New England). You and your covered dependents may choose between the PPO Preferred, PPO Premier, or HSA Plan.
The HSA Saver plan is a High Deductible Health Plan (HDHP) which qualifies participants to contribute to a Health Savings Account (HSA). If you elect the HSA plan, you are not required to open or contribute to a Health Savings Account (HSA), however, those who do contribute to an HSA will reduce their taxable income and be able to pay for medical, dental, vision, and prescription expenses federal income-tax-free. Preventive care is always covered at 100% before the deductible, as long as it is coded as Preventive.
The PPO plans offer copays for services like office visits, ER visits, and prescription drugs. For most other services, you are responsible for your deductible and coinsurance until you meet your out-of-pocket maximum. Please be aware that copays do not count towards your deductible, only your out-of-pocket maximum. Services are covered at 100% after a copay, as long as you stay in-network. Otherwise, you are responsible for the out-of-network deductible and coinsurance until you meet your out-of-pocket maximum.
While deductibles and maximum out-of-pocket costs differ among the two PPO plans, both provide the opportunity for FREE access to high-quality care. Preventive care is fully covered at 100% on all three plans. We encourage you to explore the range of opportunities for top-quality, cost-free care available under Evident Scientific's health plans.
Find an In-Network Provider
Online: hpiTPA.com > Your Resources > Find a Provider.
Contact Pathways Concierge at: 888-340-5487
Garner
Free, Top Quality Care
Garner is a free benefit that helps you find the highest quality doctors while saving you up to $18,000 per year.
- PPO Preferred (NEW): Up to: $9,000 (Individual) or $18,000 (EE+Dep) Reimbursement
- HSA Saver: Garner search access only
- PPO Premier: Up to: $5,500 (Individual) or $11,000 (EE+Dep) Reimbursement
Quality Care Matters:
- Top doctors can be hard to find.
- The best doctors are often the least expensive.
- Missed diagnoses, unnecessary surgeries, and bad health outcomes are painful and expensive.
- With Garner, it’s free and easy to see the very best doctors.
How It Works:
- A member must use Garner to get a recommendation before visiting the provider.
- Visit the provider recommended by Garner, and the member will receive a check or ACH reimbursement from Garner, to reimburse them for any eligible out of pocket expenses.
- Your claims should be sent to Garner automatically, after they are processed by HPI. However, if you feel a claim is missing, please provide the EOB to the Garner concierge team, and they will process the claim based on the EOB information.
- It will take approximately 4-8 weeks from the time your provider files the claim with HPI, for you to receive your out of pocket reimbursement via check or ACH, from Garner. If you do not receive an expected reimbursement, please reach out to the Garner concierge to inquire.
Note: The HSA Plan is only eligible for Garner Search, not Garner reimbursements. Emergency Room and Prescription Drug chgarges are also not eligible for Garner reimbursements.
Get Started with Garner
- Visit getgarner.com/signup
- Download the Garner Health App.
- Email concierge@getgarner.com or call 866-761-9586 to locate the top doctors in your area.
- FAQ page: mygarnerguide.com
UHC Global Travel Program
When traveling on company business outside your home country, you’re protected by UnitedHealthcare Global’s Business Travel Medical Insurance. This coverage provides emergency medical care, medical evacuation and repatriation, and assistance services such as lost document replacement, translation support, and travel coordination. Employees also have access to a 24/7 multilingual emergency response center and a global provider network to ensure rapid, high-quality care wherever travel takes you. This coverage is for urgent and emergency care only and is not a substitute for your regular health insurance.
This benefit is 100% paid by Evident Scientific.
Zurich Global Travel Benefit
This benefit provides 24-hour coverage for employees and their eligible dependents in the event of an accidental death, dismemberment, paralysis, or other serious injury. Coverage applies anywhere in the world, including while traveling on company business or accompanying an employee on an approved trip.
Who's Covered
All full-time U.S. employees and their eligible dependents. This benefit is fully paid by Evident Scientific.
Out-of-Country Travel Medical
Provides medical coverage for employees and dependents traveling on company business outside their home country.
- Coverage up to $250,000 per accident or illness
- No deductible; 100% of reasonable and customary charges covered
- Includes hospitalization, emergency medical evacuation, repatriation, emergency dental, and pregnancy-related care
- Assistance and coordination provided through Zurich’s global travel support team
Enhanced Travel Assistance
When traveling on company business, employees have access to Zurich’s global assistance services, including:
- Emergency medical evacuation and repatriation
- Hospital admission and medical expense guarantees
- Return of remains
- Family visitation or companion return travel
- Return of dependent children
- Security evacuation in the event of imminent danger
All services require pre-authorization through Zurich’s travel assistance provider.
Mayo Clinic Centers of Excellence Program
If you are facing complex health challenges, you may be eligible for care at Mayo Clinic with travel and lodging covered and coordinated for you.
The Mayo Clinic Complex Care Program is an enhanced health care benefit available to eligible employees and dependents for complex medical conditions.
What makes care at Mayo Clinic different?
Effective treatment depends on getting the right diagnosis as soon as possible. Our specialists collaborate across disciplines to listen to your story, evaluate your condition from every angle, and develop a diagnosis and treatment plan that’s just for you.
Does Mayo Clinic treat my condition?
Mayo Clinic experts solve the world’s toughest medical problems — one patient at a time. No matter what serious, complex or rare health challenge you’re facing, you can be confident that Mayo Clinic has extensive experience in treating patients with your specific condition.
At Mayo Clinic, teams of the world’s leading experts from every medical specialty and subspecialty work together to ensure the best possible outcome for each patient.
To Access:
- Connect - Call Pathways Concierge at the phone number on the back of your HPI member ID card for full details and to get started.
- Mayo Clinic review - Mayo Clinic will review your diagnosis and treatment plan and determine if you would benefit from care at Mayo Clinic.
- Travel to Mayo Clinic for care - If travel is recommended, Mayo Clinic will call you to schedule your appointments. Travel and lodging for you and a caregiver will be covered and coordinated for you.
- Return home - After evaluation and/or treatment at Mayo Clinic, you will return home for ongoing care with your local provider.
Virtual Care - Dr on Demand
See a doctor now, wherever you are and gain access to a licensed professional at your fingertips.
It's fast and easy
- Connect virtually with a physician in minutes
- Video visits held online or through the mobile app
- Pay only your office visit/PCP-level cost share
- Referrals are not required
- Paperless prescriptions are sent directly to your pharmacy
Medical Urgent Care Visits
Doctors can diagnose, treat and write prescriptions for many conditions, including:
- Coughs/colds/flu
- Sore/strep throat
- Pediatric issues
- Sinus and allergies
- Nausea/diarrhea
- Rashes and skin issues
- Women’s health
- Sports injuries
Behavioural Health Visits
Psychologists support you using talk therapy, while psychiatrist will also look for biological imbalances and can prescribe medicine as a part of a treatment plan.
How It Works
- Download the app on your mobile device or access doctorondemand.com/health-plans-inc.
- Create your account and enter insurance (choose Health Plans, Inc.) and pre-consult information.
- Complete a questionnaire of current symptoms and medical history.
- Pay cost-share via app or website.
- Consult with a Doctor On Demand board certified provider.
- Receive email follow up after the visit to share with your PCP, or request that it be sent directly to your PCP.
The details of your consultation will not be forwarded to your PCP without your consent.
Questions? Contact Member Support at 800-997-6196 or support@doctorondemand.com.
Healthy Incentive Program (Motivate Me)
2026 Plan Year Premium Credits
The Healthy Incentive Program allows employee and their covered spouses to receive a credit towards their medical premiums. The credit is applied per pay check. The deadline to submit documentation for the 2026 premium credit was 10/31/25. Qualified employees and spouses will receive credits towards their 2026 Health Plan premiums, during the 2026 plan year. Credits total $400 for employee and employee/child(ren) tiers, and $800 for employee/spouse and family tiers.
Employees and spouses who were not enrolled in Evident Scientific’s Health Plan for 2025, are entitled to receive 50% of this amount, totaling $200 per person, for a maximum of $400 per year.
2027 Plan Year Premium Credits
Details regarding how to qualify for potential premiums credits for the 2027 Plan Year are forthcoming. Questions? Email us at help@evidentbenefits.com.
Medxoom: Mobile App
Make the most of your benefits conveniently from your smartphone. Access your ID cards and necessary information whenever you require it. Your benefits are easily accessible through the Medxoom app or by visiting member.medxoom.com for online access.
- Download the app and register using your social security number and date of birth (rest assured, your information remains private and secure).
- Check your profile details by clicking on your name in the upper right-hand corner.
Key Features
- View Insurance ID Cards
- View Medical Claims History
- Medical Explanation of Benefits
- See your deductible status YTD
- Links to all other Benefits Programs
You must be enrolled in an Evident Scientific medical plan to have access to Medxoom.
