Click "Enroll Now" above to view your benefit options, make updates for the plan year, and update your life insurance beneficiary. To complete an election, select the appropriate event and click "Begin Event."
Additional product and carrier information can be found on the Resources page. In addition to this website, the Benefits Service Center is another resource for enrollment assistance, benefits questions, and Annual Enrollment Support. We can help with:
Identity theft is a growing concern, and recent research estimates that someone has their identity stolen every two seconds, and many people don't even know they are victimized until they're denied credit. Identity theft victims typically spend an average of 165 hours repairing the damage done by the creation of fraudulent accounts, and an additional 58 hours on existing accounts. The Allstate Identity Protection plan has extensive protection for you and your family at a competitive cost.
Hospital stays can put a significant strain on any budget, and often, the necessary care cannot be postponed even if it impacts your finances. Hospital Indemnity provides a lump-sum confinement benefit and daily payments for hospital stays due to sickness or injury. Benefits are paid directly to you and can be used for any purpose, such as medical bills or other expenses during recovery. This gives you financial flexibility to use the funds as you see fit, whether to cover hospital bills or to manage additional costs that arise during your recovery.
Accidents are usually followed by a series of bills. Even if you have medical insurance, you may still have to cover out-of-pocket costs. If you suffer from a fracture, dislocation, or other covered accidental injury, Accident Insurance can help offset unexpected medical expenses, such as emergency room bills, deductibles, and co-payments. When an unexpected injury happens, Accident Insurance can help offset costs that are not covered by your medical plan.
Critical illness insurance helps you and your family maintain financial security during the recovery period of a serious medical event, such as cancer, heart attack, or stroke. The benefit provides a monetary benefit to help with the out-of-pocket medical and non-medical expenses of the illness, and coverage is available to both employees and their families.
The Flexible Spending Accounts (FSA) allow you to set aside pre-tax funds that are available for healthcare and dependent day care expenses. You may enroll in the Healthcare FSA (for medical, dental, vision, pharmacy, and other related expenses) and / or the Dependent Care FSA (primarily for dependent day care expenses). The Healthcare Savings Account (HSA) is a tax-advantged account that helps you save and pay for healthcare expenses, now and in the future.
Life insurance serves as a crucial financial safeguard for your family in the unfortunate event of your passing. The funds obtained from a life insurance policy can offer vital assistance to your family in managing everyday and future expenses, such as medical bills, funeral costs, utilities, college tuition, and mortgage payments. As long as you consistently pay your monthly premium, life insurance provides continuous coverage.
The cost of your life insurance will depend on factors like your age and the chosen coverage amount. It's essential to evaluate your existing and anticipated financial responsibilities to determine the most suitable coverage for your needs. Our team of Benefits Service Center Specialists is available to assist you in making informed decisions that align with the well-being of both you and your family.
Our vision changes over time, so you may not be aware of your need for vision correction. That’s why an annual eye exam is critical to keeping your view of the world sharp and clear. Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed. Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.
Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services like exams, cleanings, and x-rays. After you meet your deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.
Evident Scientific offers three medical plans to its eligible employees. You may choose between the PPO Preferred, HSA Saver, and PPO Premier plans. While deductibles and maximum out-of-pocket costs differ among the plans, they all provide the opportunity for FREE access to high-quality care.